Get the Smart Card!
Starting a business? A library card from the Public Libraries of Saginaw is your gateway to many services, such as access to business databases not found on the free Internet, downloadable audio books and e-books, and up to two hours a day of computer use at any of our branches.
Applications for library cards are available at all of the Public Libraries of Saginaw, as well as online at www.saginawlibrary.org/your-library/get-a-library-card/.
The Public Libraries of Saginaw’s legal service area includes:
the City of Saginaw the City of Zilwaukee Buena Vista Township
Carrollton Township James Township Kochville Township
Saginaw Township Tittabawasse Township Zilwaukee Township
Residents from other areas may be eligible for cards, but may not be able to access all services available to patrons of our legal service area. Check with Hoyt Main Library, 755-0904, for details.
Check it Out
Hoyt Main Library has an extensive collection of circulating materials for the entrepreneur.
- Books and talking books may be checked out for 3 weeks at a time.
- Videos and DVDs are 3-day rentals.
- Most business-oriented DVDs are free rentals, as noted by yellow stickers on their spines.
Periodicals and Business News
Hoyt Main Library subscribes to many magazines and newspapers that are geared towards business news, like The Wall Street Journal, USA Today, Black Enterprise, Entrepreneur, Fortune, Inc., Minority Business Entrepreneur, Money Magazine, and more.
Although Hoyt does not lend its periodicals, some titles may be available for check-out at other PLOS branches. Many of them are also available online with your library card through the library’s subscription databases. (See MAGAZINE/DATABASE Search on the right-hand side of the PLOS website: www.saginawlibrary.org.)
Click on “Business & Jobs” under the “MeL Gateways” menu on the side of the screen. Access information on grants, business statistics, start-ups and more. Requires a library card number from a participating MeL library (such as the Public Libraries of Saginaw), or a Michigan State ID or Driver’s License number.
Two databases in particular may be helpful to you:
- Business Insights: Essentials
Contains snapshot profiles of industries and links to financial and corporate information for public (and some private) companies around the world. You can also easily create charts to compare revenue and employee numbers by company or industry. You can also generate lists of competitors using the company finder search.
- Small Business Resource Center
Covers all the major areas of starting and operating a business. Including: financing, management, marketing, human resources, franchising, and accounting. Contains full-text of two reference books located at Hoyt Library, Business Plans Handbook and Small Business Sourcebook, and others
Tip: In Small Business Resource Center, click on “Business Topics,” “Business Types,” or “Sample Business Plans” to help focus your search.
Research Your Industry
North American Industry Classification System (NAICS) Codes
Standard Industrial Classification (SIC) Codes
These government industry codes can be useful for market or industry research. Many databases allow you to search by code and sometimes provide general industry information as well.
IBISWorld Industry Snapshots
Provides a snapshot overview of many different industries, including information about economic activity and opportunities for growth.
Library of Congress Specialized Business Guides
Topics include types of business, industry information, and resources for minority entrepreneurs
Bond’s Franchise Guide
Business Resource Center/R 381.13 Bo
If you’re interested in becoming the owner of a franchise, this comprehensive guide gives information on the background, financial terms, support and training provided, and expansion plans of some 900 franchisors. Information is also available at WorldFranchising.com.
Know your Area
Find and compare demographic information for different neighborhoods or areas, generate sales lead lists, or research desired storefront locations to find where businesses of your type have succeeded (or not). It contains U.S. Census 2010 information in an easy-to-use and customizable way. Video tutorials are available right on the home page to help you get started. Available online for residents in our legal service area (see page 3) or on library computers.
U.S. Census Information
Use “American Fact Finder” to learn about the demographics of people near your business address. Use the “Economic Census” data (which is collected every five years) to find out what types of businesses are in your area. “County Business Patterns” shows data gathered between economic censuses and allows you to compare different areas.
Saginaw County Manufacturers Directory
Saginaw Future put together this resource, which can be found in both PDF and Microsoft Excel formats at saginawfuture.com. Hoyt Library also has a print copy.
Includes contact information, owner’s name, number of employees, and year of establishment for manufacturers located throughout the county. Online, you can search businesses by keyword, location, or even NAICS Code.
- Yahoo! Local – local.yahoo.com
- Yelp – www.yelp.com
- CitySearch – saginaw.citysearch.com
- MerchantCircle – www.merchantcircle.com
- Insider Pages – www.insiderpages.com
Search here for directory listings and customer reviews of your competitors and other businesses. Once your business is up and running, you can also check here to see what your customers are saying.
Found at reference/information desk
Local directories for Saginaw, Bay, and Midland counties. They contain standard telephone and address listings for businesses and residences, yellow page listings, and reverse-lookups by address or telephone number.
Locate Suppliers, Vendors… even Competitors
Michigan Telephone Directories
Found near the Hoyt Library information/reference desk
Harris Michigan Industrial Directory
Business Resource Center /R 670.2 Ha
Lists businesses by city, company name, products and SIC codes.
Michigan Manufacturers Directory
Business Resource Center/R 670.2 Mi
Similar to the Michigan Industrial Directory. This source lists businesses by industry, by company name, by city, and by industry SIC Code. It also contains a directory of parent companies and a section that breaks down business growth county by county and city by city.
Michigan Business Directory
Business Resource Center/R 670.2 Mi (2 volumes)
Contains listings for nearly 400,000 Michigan businesses and includes company information, such as address, estimated sales, employee size, and credit score . Volume I lists businesses by city. Volume II lists businesses by SIC Code category, but also includes a listing of major and public companies by city, and manufacturers by city.
Encyclopedia of Associations
Multi-volume print guide found at the Information/Reference Desk at Hoyt Library
This set lists over 24,000 national and international trade, business, and commercial organizations according to type. It has a broad scope, but you can use it to locate organizations related to your type of business for networking and other useful information.
Small Business Sourcebook
Business Resource Center/R 658.022 Sm (2 volumes)
This guide available at Hoyt Library, or on the Small Business Resource Center on MeL.org
It breaks start-up business information into manageable topics, like associations, sources of supply, trade shows, and more. Volume 1 has specific profiles for different types of business. Volume 2 contains more general information and listings for small business assistance by state.
Good for identifying suppliers, or finding information on manufacturers
American Wholesalers and Distributors Directory
Business Resource Center/R 381.2 Am (4 volumes)
Contains information on over 28,000 wholesalers. Lists companies by type, but volume 4 contains indexes to search by location or company name.
Business Planning & Development
Business Plans Handbook
Business Resource Center/R 658.4 Bu (2 volumes)
Also found on the Small Business Resource Center on MeL.org.
Contains examples of actual business plans. A great place to look for ideas on how to do yours.
How to Set Up Your Own Small Business
Business Resource Center/R 658.02 Ho (2 volumes)
Volume I contains market research, forecasting sales, site selection, financing, legal, and advertising information. Volume II has bookkeeping, insurance, store policies, business plan, and franchising information.
Small Business Profiles
Business Resource Center/R 338 Sm (2 volumes)
Each volume contains articles for 60 to 70 types of small businesses that cover topics, like start-up costs, financing, staffing, marketing, advertising, and licensing, that are specific to that type of business.
Michigan Business One Stop
Office State of Michigan website. Includes video tutorials and a business start up tool that lets you plug in your information to find out what kind of state requirements you would have to meet to start your business. Compare and contrast different scenarios to find out how costs and time frames might differ. This site also lets you set up a user name and password to register for taxes and apply for state licenses or permits (if necessary for your type of business).
Michigan Economic Development Corporation
Michigan’s official site for business, talent, jobs, and economic growth. There’s a lot here, but be sure to examine the resources under the “Entrepreneurs and Innovators” tab at the top of the screen. There is a search engine under “Small Business Resources” that will connect you to organizations that can help you grow your business. Also look for the “Pure Michigan Business Connect” under the “Grow Your Business” tab for information on a growing business-to-business marketplace.
U.S. Small Business Administration
Use the “SBA Direct” feature to tailor the information you’re looking for. It allows you to input topic(s), your kind of business, and your demographic information to give you customized results about SBA loans, counseling, and other help.
Small Business Association of Michigan
Promotes interests of Michigan small businesses.
Find Law for Small Business
Online legal guide for business
SCORE Service Corps of Retired Executives
Free business counseling via email
Wall Street Journal Center for Entrepreneurs
Resources to help entrepreneurs, including an online database of businesses for sale.
Although there are other ways to get listed, this is one way to register your business and have it appear in Google search results.
Keep a dialogue open with your customers and be able to quickly respond to their questions and concerns.
Funding and Financial Information
Before you apply for loans, use this fee-based site to obtain your FICO credit score.
Allows you to get a free annual credit report from Equifax, Experian and TransUnion.
U.S. Federal government loans resource information
Saginaw Economic Development Corporation
Offers loans for start-up, expanding, and existing businesses located in the City of Saginaw
Minority Business Development Agency (MBDA)
The MBDA is part of the U.S. Department of Commerce, designed to encourage the creation, growth, and expansion of minority owned businesses in the U.S.
Minority Business News USA
Valuable news site of interest to the minority business owner.
National Women Business Owners Corporation Network
Contains summaries of research for women business owners
National Association of Women Business Owners
Fee-based site contains support and resources to help women grow a business and enrich their life.
This site provides up-to-date information from Bond’s Franchise Guide, plus links to some news articles on franchising. It allows you to search by franchise name, industry, investment needed, total units in operation, and average franchise fee.
MI-SBTDC Entrepreneurial Series
Free monthly seminars are conducted at the Hoyt Main Library. Scheduling information is available online at www.saginawlibrary.org/events-classes/business-workshops/. To register for one of these programs, please call 989-686-9597, or visit www.misbtdc.net/events.aspx. These seminars are jointly sponsored by the following community organizations and institutions:
Michigan Small Business & Technology Development Center, Region 5
Delta College Corporate Services
1961 Delta Road, H Wing
University Center, Michigan 48710
Saginaw County Chamber of Commerce
515 N. Washington Ave.
Saginaw, Michigan 48607
Public Libraries of Saginaw
505 Janes St.
Saginaw, Michigan 48607
Saginaw Future Inc.
515 N. Washington Ave.
Saginaw, Michigan 48607
The MI-SBTDC program is partially funded by the U.S. Small Business Administration. All MI-SBTDC programs or co-sponsored programs are extended to the public on a non-discriminatory basis.
With 2 weeks advance notice, the Public Libraries of Saginaw will provide necessary, reasonable auxiliary aids and services to individuals with disabilities. Call 755-9833 or T.D.D. 755-9831.